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Located in sought-after Riverview Estates, this oversized ranch brings together an expansive 4 bedroom, 2 bath property with a remarkable lower level that opens the door for true multi-generational living. The main floor offers an oversized dining room, spacious kitchen with center island, a large primary bedroom with en-suite bath and ample additional bedroom spaces. The lower level is a standout, nearly finished with a full kitchen, 2 additional bedrooms, a large family room, and laundry, providing the perfect setup for in-laws, extended family, or long-term guests who need their own space. A three-season room flows naturally to multiple decks and outdoor spaces. Outside, the property transforms into a practically perfect oasis, with beautifully maintained, park-like grounds surrounded by dozens of mature arborvitae and is fully fenced for privacy. A heated 24-foot above-ground pool with wraparound deck serves as the centerpiece, with a custom outdoor grill and bar with mini fridge, creating a backyard designed for being the life of the party! Two sheds provide storage options, sprinklers ensure the grounds remain lush, and the home is wired throughout with a stereo system with individual room controls. With its combination of a generous living space, flexible in-law accommodations, and outdoor amenities, this home meet the needs of today's multi-generational lifestyles. 4 Lake awaits its next caretaker. . .
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $652 | $652 | $652 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,801 | $2,916 | $3,890 |
| Total Monthly Payment | $3,545 | $3,660 | $4,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.