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Beautifully Updated Home with Modern Upgrades and Outdoor Oasis. Welcome to this move-in ready 4-bedroom, 2-bath home located at 324 Hawkins Rd, Centereach. This property offers plenty of living space 1794 sq ft and plenty of storage. Step inside to find a completely updated kitchen featuring quartz countertops, sleek cabinetry, modern appliances, and elegant tile flooring — perfect for everyday living and entertaining. The spacious living and dining areas boast hardwood floors, recessed lighting, and a cozy fireplace feature wall, creating a warm and inviting atmosphere. On the top floor, you’ll find generously sized 4 bedrooms with great natural light. Both bathrooms are well maintained, and the home’s new furnace provides peace of mind for years to come. Outside, enjoy your private in-ground pool with a brand-new liner, perfect for summer relaxation. A fully fenced yard offers privacy, while the partially updated roof adds long-term value. Additional features include, attached one car garage, updated boiler, 200 amp electrical panel, full basement with high ceilings and much more. The perfect blend of comfort, style and convenience - close to all major shopping, restaurants, minutes away from MacArthur airport and the LIRR Ronkonkoma station. Don't miss the opportunity to make this beautiful Colonial your next home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $1,125 | $1,125 | $1,125 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,796 | $2,990 | $3,884 |
| Total Monthly Payment | $4,013 | $4,207 | $5,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.