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Welcome to 5199 Celtic Dr. , located on a picturesque street in Park Circle's highly sought after Oak Terrace Preserve. The front porch sets a warm and inviting tone for this 3-bedroom, 2. 5-bath home. Thoughtfully designed with a balance of style and function, the interiors feel both modern and practical. Tall ceilings and abundant natural light make the living room feel open and airy, while the intelligently arranged floor plan ensures everyday ease. The kitchen is sleek and fully outfitted, perfect for both casual meals and entertaining. Step out back to a screened-in porch that overlooks a newly fenced yard, complete with a custom putting green--ideal for both play and unwinding. Set in the sought-after Oak Terrace Preserve, the home offers the charm of a friendly neighborhoodwith Park Circle's energy just around the corner. Walk to playgrounds, restaurants, breweries, and Riverfront Park, or take a quick drive downtown or to the beach. This home blends comfort, convenience, and lifestyle in one perfect package. *All furnishings and decor included with acceptable offer* **Home is an X flood zone. No flood insurance required**
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,873 | $3,852 |
| Total Monthly Payment | $2,813 | $2,965 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.