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Virtually Staged. Fully Renovated Treasure Island Duplex – Just One Block from the Beach. Ideal opportunity for a 2 person partnership, or live in one and rent one in the other. Just steps from the Gulf with this completely renovated 2, 200 sq ft duplex in Treasure Island, Florida. Located only one block from the beach, this solidly constructed property features two spacious 2-bedroom, 1-bath units, each offering 1, 100 sq ft of beautifully updated living space—ideal for investors, seasonal rental owners, or owner-occupants seeking a true turnkey coastal property. Renovated top to bottom in 2025, no detail was overlooked. Updates include brand-new kitchens and bathrooms, all-new electrical wiring and plumbing, new AC systems, and new water heaters. Each kitchen is outfitted with quartz countertops, new wood cabinetry, and stainless steel appliances, while the bathrooms have been thoughtfully redesigned with modern fixtures and clean, contemporary finishes. Luxury vinyl flooring runs throughout both units, creating a bright, coastal aesthetic with the durability and ease of maintenance today’s buyers demand.
A large owner’s storage room and shared laundry area are centrally located between the units, providing ample storage while enhancing privacy and separation—an ideal layout for both short-term guests and long-term tenants. Outside, the property offers an oversized driveway with parking for four to five vehicles, easily accommodating multiple residents or visitors.
Whether your plan is long-term rentals, seasonal income, or living in one unit while renting the other, this versatile duplex is ready to perform from day one. Location truly sets this property apart. Enjoy a short walk to your morning coffee, nearby restaurants, or the local convenience store. Take a quick trolley or golf cart ride to John’s Pass, the grocery store, or downtown Treasure Island.
The surrounding area offers an unbeatable coastal lifestyle, including beachfront walking paths perfect for sunset tiki bar hopping, tennis and pickleball courts, dog parks, playgrounds, marinas, boat ramps, waterfront dining, and more. With downtown St. Petersburg just 20 minutes away and Tampa International Airport approximately 40 minutes from the property, this beachside duplex is perfectly positioned for both lifestyle enjoyment and investment success.
This is a rare opportunity to own a fully updated, move-in-ready duplex in one of Florida’s most desirable coastal markets. Whether you’re seeking strong rental income, a personal beach retreat, or the perfect blend of both—this property truly checks every box. Easy to show. Don’t wait—this is the one you’ve been waiting for.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $555,920 | $555,920 | $555,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $797 | $797 | $797 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,329 | $3,510 | $4,579 |
| Total Monthly Payment | $4,218 | $4,399 | $5,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.