|
Welcome to 4638 Route 81, a classic 1940s Cape reimagined for modern living in Greenville. Offering just over 2, 500 sq. ft. of finished living space, including the basement, this home pairs comfort and charm on 5 acres, and its commercial zoning adds future potential for those with vision. Step inside and you'll find hardwood floors, natural light, and the warmth of a stone fireplace anchoring the open kitchen and dining area. Sliders lead directly to a spacious deck overlooking the private backyard, creating an effortless connection between indoor and outdoor living. With 4 bedrooms and 3 full bathrooms, the layout provides both flexibility and function, while the finished basement expands your options for a media room, guest suite, or whatever you envision. Outdoors, this property is built for relaxation, fun, and gatherings. A fenced pool area promises endless summer enjoyment, the covered patio offers a shaded retreat, and the private outdoor bar is ready for entertaining. The backyard feels worlds away—peaceful and perfect for savoring every season in the Catskills. In addition there is a garage/storage shed in the backyard plus a 40 by 80 framed structure for storage, business etc. Greenville's location balances small-town charm with year-round recreation, from hiking and skiing to festivals and farm-to-table dining. Albany is within easy reach, and NYC is a comfortable drive, making this home ideal for both full-time living and second-home escapes. (Septic and well can be hooked up to town)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $787 | $787 | $787 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,176 | $2,295 | $3,080 |
| Total Monthly Payment | $3,038 | $3,157 | $3,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.