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Discover the charm of Pawtuxet Village living at 21 Madison Street! With 1, 400 sq. ft. above ground and an additional 600 sq. ft. of finished space below, this 3-bedroom, 1 full and 2 half bath home offers plenty of room to spread out. The inviting enclosed front porch sets the tone for relaxed mornings and cozy evenings. A detached garage and two separate lots (totaling 7, 200 sq. ft. ) provide valuable outdoor space and versatility. Inside, thoughtful updates blend with original character, creating a warm and functional home just steps from the Village's waterfront, shops, and restaurants. Whether you're looking for space to entertain, work from home, or enjoy the vibrant community, this property delivers a rare opportunity in one of Warwick's most desirable neighborhoods. Sale is subject to seller finding suitable housing. Professional pictures coming 10/4/2025. Being sold AS IS
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,684 | $2,795 | $3,728 |
| Total Monthly Payment | $3,148 | $3,259 | $4,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.