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Presented by
Lucy Morgan |
2 True Harbour Way, West Islip, NY, 11795 | $1,999,999
JUST REDUCED!!!! Located in the exclusive True Harbour Community. A short distance to the bay this shy 4000 sqft Center Hall Colonial sits on . 6 acres of landscaped privacy on a private cul de sac. Community amenities include private beach, snow removal, security cameras and common area maintenance. This home features 5 bedrooms, 3. 5 bathrooms, lounge with bar/formal living room, formal dining room, center island kitchen with dining area, great room with fire place, powder room, laundry room, pantry, guest bedroom and a full bathroom. Upper level of the home includes the primary suite with fireplace, walk in closet, spa bath and walk in shower, two additional bedrooms, huge media room with wet bar and refrigerator. Enjoy the heated salt water free form pool with hot tub and water fall.
Features
- Amenities: Snow Removal
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 2002
- Garage: 2-car
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Basement: Crawl Space
- Approx Sq. Feet: 3,953
- Acreage: 0.6
- Est. Taxes: $31,334
- HOA Fee: $1,060 Annually
- Lot Desc: Back Yard, Cul-De-Sac, Landscaped, Sprinklers In Front, Sprinklers In Rear
- Water Front: Yes
- Elem. School: Bayview Elementary School
- Middle School: Beach Street Middle School
- High School: West Islip Senior High School
- School District: West Islip
- Pool: Fenced, In Ground, Pool Cover, Salt Water, Vinyl
- Appliances: Convection Oven, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, Wine Refrigerator
- MLS#: 918666
- Days on Market: 66 days
- Website: https://www.raveis.com
/eprop/918666/2trueharbourway_westislip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lucy MorganSales Associate
203.494.6489
Lucy.Morgan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 True Harbour Way, West Islip, NY, 11795
$1,999,999
Lucy Morgan
Sales Associate
William Raveis Real Estate
Phone: 203.494.6489
Lucy.Morgan@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,599,999 | $1,599,999 | $1,599,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $2,611 | $2,611 | $2,611 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,712 | $9,593 | $13,287 |
| Total Monthly Payment | $11,448 | $12,329 | $16,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535