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Presented by
Inga Puzikov |
Escape to the beach and move right into this beautifully renovated top to bottom Colonial in desirable Oak Beach offering true year round coastal living with modern updates throughout. A sweeping wraparound porch welcomes you into a bright open floor plan featuring 9’ high ceilings and a cozy fireplace, creating warmth and space in every season. The newly remodeled kitchen showcases quartz countertops, a large center island, and stainless steel appliances designed for everyday living and entertaining. This home offers four spacious bedrooms and 2. 5 updated bathrooms, complemented by new vinyl plank flooring, refinished original wood flooring, and abundant natural light through brand new Andersen windows. Major improvements include all new heating and cooling systems, new vinyl siding, a new architectural roof, and expansive new decking, providing long term durability and move in peace of mind. Whether you are seeking a primary residence or a weekend retreat, enjoy paddle boarding, kayaking, fishing, and beach days from the private Oak Beach community beach just a 5 minute walk away, exclusive to residents. Nearby, the Jones Beach Bike Path runs safely from Captree State Park to Jones Beach, offering breathtaking waterfront views for biking, walking, running, and rollerblading. Just a short drive over the bridge brings you to vibrant restaurants, shopping, major parkways, and the Babylon LIRR station with direct access to NYC. A rare opportunity to own a fully renovated coastal home that delivers lifestyle, convenience, and value in one complete package. Land lease $4, 400 annually.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
Sales Associate
William Raveis Real Estate
Phone: 617.335.6229
Inga.Puzikov@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,433 | $1,433 | $1,433 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,127 | $5,686 |
| Total Monthly Payment | $5,380 | $5,651 | $7,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.