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Welcome to 40 Arnold Lane, a charming oasis nestled in a peaceful cul-de-sac in Rowayton. This spacious 3, 319 square foot home, re-built in 2017, checks all of the boxes. Upon entering, you are greeted with a gracious open-concept living room and chef's kitchen, seamlessly connected to a formal dining room and cozy den with a gas fireplace. On the second floor, you'll find the master suite, 2 additional bedrooms and bathrooms, and the laundry room along with a connected in-law apartment featuring a 4th bedroom and bathroom, kitchenette, and separate entrance from the backyard. The outdoor living area is equally impressive, with expansive back patios adorned with tall pergolas, offering a serene setting for outdoor gatherings. Enjoy the spacious, flat backyard or unwind on the welcoming front porch. The attached 2-car garage and full semi-finished basement provide the home with ample storage space. Centrally located, this home is a quick walk to the train, walk to town, bike to the beach, and a 5 minute drive to all your local amenities including the new Wegman's and Target.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath | 11.4 x 10.1 | Upper |
| Bedroom 2 | 11.8 x 13.8 | Upper | |
| Bedroom 3 | 20.0 x 21.3 | Upper | |
| Family Room | 21.7 x 23.0 | Main | |
| Formal Dining Room | 11.1 x 11.8 | Main | |
| Full Bath | 8.6 x 6.3 | Upper | |
| Full Bath | 7.2 x 6.3 | Upper | |
| Half Bath | 4.1 x 9.4 | Main | |
| Kitchen | 11.0 x 20.2 | Main | |
| Living Room | Fireplace | 11.8 x 18.7 | Main |
| Primary Bath | Double-Sink | 10.0 x 11.4 | Upper |
| Primary BR Suite | Full Bath,Walk-In Closet | 20.0 x 13.8 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $1,344 | $1,344 | $1,344 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,908 | $8,727 | $12,287 |
| Total Monthly Payment | $9,377 | $10,196 | $13,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.