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*The Islands on the Manatee River, just voted Best Overall Community Category 3 in the 2026 Parade of Homes by the Suncoast Builders Association* A one-of-a-kind Waterfront Opportunity! Presenting the last two remaining side-by-side lots (32 & 33) on the Manatee River without an easement between them—allowing for one centrally custom designed estate home. Together, these lots total over one acre and offer an impressive 341 feet of river frontage, along with two deeded boat docks. Located in an X-rated Flood Zone, this is your chance to build the waterfront home of your dreams. You may choose from 11 pre-approved luxury builders or take advantage of the Bring Your Own Builder Program. The Islands is a premier gated community with a 24-hour manned guard gate, a community center with banquet room and fitness facility, and a private dock and boat launch. Just a short golf cart ride away, you’ll also enjoy The Club at River Wilderness, featuring an 18-hole championship golf course, clubhouse with restaurant and bar, athletic facility, pool, plus tennis and pickleball courts. Located in an award-winning community, this property provides direct boating access to the Gulf of Mexico, perfect for boating enthusiasts and water lovers alike. Don't miss this rare opportunity to own a piece of paradise, where luxury living meets waterfront bliss. Call today to schedule your exclusive showing.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.132% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,141 | $4,253 | $5,907 |
| Total Monthly Payment | $4,233 | $4,345 | $5,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.