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Price reduced. Your Beach Retreat on Little Gasparilla Island awaits you. Imagine waking up on the quiet north end of Little Gasparilla Island, where the sound of the waves and the rustle of palms replace traffic and noise. This inviting 3-bedroom, 2-bath island home sits on a spacious corner lot and gives you everything you need to step straight into the beach life. With deeded beach access just steps away and a community dock (first come, first served, just $300/year), your days can be spent on the sand, on the water, or entertaining friends on the porch. Inside, the home is open and welcoming, with a large kitchen flowing into the dining and living area, perfect for hosting family dinners or gathering with friends. The dining table seats eight, and the oversized sectional makes room for everyone after a long day of boating or beachcombing. Step outside to a breezy front porch for morning coffee, or retreat to the covered back porch where you’ll find an outdoor dining space and grill area designed for relaxed evenings. After the beach, rinse off in the outdoor shower with hot and cold water, then tuck away your gear in the ground-level storage, perfect for fishing tackle, tools, and beach toys. This home has been thoughtfully updated in the last couple of years with a new roof (2023), A/C, flooring, paint, appliances, lighting, bathroom finishes, and much more, giving you peace of mind and modern comfort from the moment you arrive. Even better, it’s being sold fully furnished and completely turn-key, all you’ll need is a toothbrush and flip-flops. If you’ve been dreaming of a place where the beach is your backyard, the neighbors wave hello, and the fishing is world-class, this Little Gasparilla escape is waiting for you. Pack your bags, your island life starts here.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,763 | $2,875 | $3,827 |
| Total Monthly Payment | $3,117 | $3,229 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.