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Located in a quiet, established neighborhood, this well-maintained home offers strong curb appeal and a versatile layout that strikes the perfect balance between comfort and practicality. The sun-filled living and dining rooms are warm and inviting, flooded with natural light and hardwood floors that continue throughout the home. These connected spaces are ideal for both everyday living and entertaining. The kitchen, featuring stainless steel appliances, seamlessly flows into the main living areas, making it both functional and stylish. A first-floor bedroom and a bathroom with a walk-in shower provide flexible options for guests, extended family, or multigenerational living. Upstairs, you'll find four additional bedrooms, an updated bathroom, and a spacious flex room perfect for a family room, home office, or playroom. A large mudroom is well-appointed with terrific storage and a built-in hot tub, creating a unique indoor feature to enjoy year-round. Just beyond, a bright sunroom offers a peaceful retreat with views of the hot tub area and the fenced backyard, which includes mature landscaping, a patio, and an above-ground pool. With its thoughtful layout, well-kept interiors and exteriors, and ample space for a variety of lifestyles, 185 Tidewater Drive is a standout opportunity in Warwick's desirable Riverview neighborhood within walking distance to Narrangansett Bay.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,516 | $2,620 | $3,495 |
| Total Monthly Payment | $3,043 | $3,147 | $4,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.