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Welcome to 2500 Harn Blvd #F12 in Clearwater — a beautifully updated 1-bedroom, 1-bath first-floor condo that offers comfort, convenience, and an unbeatable location. Perfect as a full-time residence, seasonal retreat, or investment property, this home combines modern upgrades with peace of mind, as it is NOT located in a flood zone.
Step inside through a charming storm door and discover a thoughtfully refreshed interior. The newly updated kitchen is both stylish and functional, making it the perfect space to cook and entertain. Throughout the unit, you’ll find new impact windows (installed in 2024) that provide energy efficiency, natural light, and security. An HVAC system replaced in 2021 adds to the home’s comfort and reliability.
The condo’s first-floor location means no stairs and easy access, with your reserved parking space just steps away — a rare convenience that makes everyday living stress-free.
The community itself offers plenty to enjoy, with a barbecue area for gatherings and close proximity to recreational amenities. Just down the street, you’ll find the popular Morningside Recreation Complex, featuring a pool, fitness center, tennis courts, and playgrounds. For outdoor enthusiasts, the property is only a block away from the Duke Energy Trail, which connects directly to the Pinellas Trail, offering miles of biking, jogging, and walking opportunities.
When it’s time to enjoy the coast, the world-famous white sands of Clearwater Beach are only about 15 minutes away — giving you quick access to one of Florida’s top-rated beaches.
For those considering the property as an investment, the condo allows for leasing with a 30-day minimum rental restriction, providing flexibility while maintaining community standards.
With its prime central location, modern updates, no flood zone status, and desirable community features, 2500 Harn Blvd #F12 is a fantastic opportunity in the heart of Clearwater.
Schedule your showing today and experience all that this move-in ready condo has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $92,000 | $92,000 | $92,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $117 | $117 | $117 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $522 | $559 | $746 |
| Total Monthly Payment | $713 | $750 | $937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.