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This beautifully maintained 3-bedroom, 2-bathroom single-story home is located in the sought-after master-planned community of Old Hickory in St. Cloud, offering a perfect balance of comfort, functionality, and style. The thoughtfully designed open-concept floor plan creates a seamless flow between the upgraded kitchen and dining area, making it ideal for entertaining family and friends. The kitchen is equipped with top-of-the-line stainless steel appliances, elegant quartz countertops, and sleek tile flooring that extends through all high-traffic and main living areas for easy maintenance and a modern touch. Plush carpeting in the bedrooms adds warmth and coziness, creating a relaxing retreat at the end of the day. The luxurious owner’s suite is privately situated at the rear of the home and features a spacious walk-in closet and a beautifully appointed ensuite bathroom for added convenience. Two secondary bedrooms offer flexibility, whether used for family, guests, or a home office. One of the most desirable features of this property is its premium lot with no rear neighbors—instead, you’ll enjoy peaceful views of a beautiful pond, offering a sense of privacy and serenity rarely found in similar homes. The home also benefits from a solar panel lease program at just $65 per month, providing energy efficiency and long-term savings. As part of the vibrant Old Hickory community, residents enjoy access to resort-style amenities, including a sparkling community pool, a playground, a covered cabana, and a dog park—perfect for relaxing weekends or family fun. Ideally situated near local shopping, dining, and recreational spots, this home offers easy access to the growing charm of St. Cloud and is just a short drive from Central Florida’s top entertainment, attractions, and major highways. Whether you're seeking a peaceful place to unwind or a home base for an active lifestyle, this property delivers the best of both worlds! Schedule your appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $631 | $631 | $631 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,631 | $1,745 | $2,328 |
| Total Monthly Payment | $2,337 | $2,451 | $3,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.