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Double lot, RV Port and spectacular view of the Gulf from the upstairs porch. Welcome to your waterfront retreat in Hernando Beach! This maticulously maintained 3-bedroom, 2-bath home is packed with upgrades and sits on a rare double lot totaling 1/3 acre. Bring your Boats and RV — the brand-new spacious 30'x45' reinforced RV/Boat port (2024) is ready for all your toys! A true highlight of the property is the nearly 2, 000 square feet of basement/garage space — spacious enough to fit four vehicles plus recreational toys, and still have plenty of room for a large workshop. It even includes a convenient half bath for added flexibility. Inside, you'll find a bright and inviting interior with an open living area, vaulted ceilings, remodeled kitchen and bathrooms, custom 5 inch baseboards, wood valances and new laminate. In the bathrooms, tile showers, guartz countertops, and new vanities and sinks. The kitchen features quartz, a walk-in pantry, undermount lighting, stainless steel appliances and a breakfast bar. Enjoy peace of mind with a metal roof upgraded and reinforced in 2022, 2022 HVAC, 2022 irrigation system, and a 2021 hot water heater. Additional upgrades include Anderson triple-pane impact storm windows (2013), a hidden safe, a security system, and full-house generator wiring (Generac XT8000E generator negotiable). Outdoor spaces are designed for relaxation, with a screened lanai overlooking the canal, dock, a third story porch swing perfect for sunset views, and a fenced yard with room to roam. The versatile loft upstairs offers great flexibility — use it as an office, guest room, or enclose it for a 4th bedroom. With space, style, storage, and waterfront living, this move-in-ready gem with a direct panoramic view of the Gulf is the total package! Preferred lender giving a sizable credit.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $591,200 | $591,200 | $591,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,311 | $3,541 | $4,753 |
| Total Monthly Payment | $3,774 | $4,004 | $5,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.