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This Magnificent Townhome in Fabulous River Ridge is so new ; it still has the new house smell. And so many upgrades over the standard Townhome. And it sits beautifully on a ridge overlooking the clubhouse and pool. The Kitchen has smooth granite countertops tastefully matched just right to the cabinets. The center island has additional cabinets and seating for 3. Stainless steel appliances match wonderfully and the lighting is modern and is an upgrade. This kitchen is open to the dining area and large livingroom; the floors throughout the main level are stunning engineered hardwood and there is a gas fireplace as the focal point of the livingroom. Sliders lead to a private patio. Take the upgraded wood stairs up to the second level with hardwood flooring in hallway and storage room. Upstairs are 3 large sized bedrooms including the primary with spacious walk-in closet and upgraded bath. This bathroom has upgraded shower and tastefully designed tile. The hall bathroom also is beautifully tiled, an upgrade from the standard. In addition to the bedrooms upstairs is a laundry room and a small room which can be an extra closet or large enough to be a small office if needed. Other upgrades include recessed lighting throughout and a chandelier on order. The large primary bedroom has an upgraded bath and huge walk-in closet. Park in your own spacious one car garage. Beside having this beautiful townhome, the state of the art clubhouse has a media center, pool table, kitchen, new gym, and outside a bocce ball court, shuffleboard and large pool and patio. True country club living in this friendly and welcoming community that has many social events and gatherings. An extra benefit of this brand new townhome is that it is ready for you now, with no waiting!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $920 | $920 | $920 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,494 | $2,630 | $3,560 |
| Total Monthly Payment | $3,506 | $3,642 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.