10830 NAVAJO DRIVE, St. Petersburg, FL, 33708 | $1,950,000

Outstanding Lakefront Mixed-Use Property | Zoned General Office/Residential: An exceptional opportunity awaits with this lakefront property spanning 1. 13 acres in unincorporated Pinellas County. Rarely does a parcel combine this level of residential comfort, business-ready flexibility, and income potential in one offering. Zoned General Office/Residential, the property allows short-term rentals and supports a wide array of professional uses, making it the ideal choice for a live–work environment, commercial investment, or private compound. The residence offers 5, 160 sq. ft. of beautifully remodeled living space with 4 oversized bedrooms, 3 designer bathrooms, indoor laundry room, utility room (gym), storage rooms, and multiple gathering areas that make both everyday living and entertaining effortless. At it's center a modern kitchen and custom finishes strike the perfect balance of form and function. The home’s industrial-chic design with soaring ceilings, barn doors, and modern finishes creates a stylish and inviting environment throughout. Connected to the residence is an impressive 1, 896 sq. ft. office/flex wing, featuring two oversized rooms measuring 29x20 and 31x38. This property was formerly used as a preparatory school and child care center, highlighting its adaptability and compliance with demanding operational standards. Together, the residence and office/flex areas provide a combined 7, 056 heated square feet, offering unmatched versatility for both lifestyle and professional use. The property’s General Office/Residential zoning permits a wide variety of businesses including law offices, real estate offices, medical and dental practices, wellness and fitness centers, educational facilities, veterinary offices, government and administrative functions, creative studios, and other compatible professional services. Few properties provide this level of zoning flexibility combined with a turnkey residential component. Business owners will also value the commercial-grade fire sprinkler system, which brings the property into immediate compliance with fire-safety standards—an advantage for medical, educational, or high-traffic professional uses. Additional infrastructure includes an oversized 4-car garage, 16+ parking spaces with ADA access, high ceilings, and a remodel designed for both practicality and sophistication. Outdoors, the property offers a peaceful retreat on the banks of a scenic saltwater lake, home to Snook, Redfish, Bass, Tarpon, and abundant birdlife. There is ample room to add a pool or create customized outdoor venues to expand the property’s functionality even further. Within minutes, you’ll reach pristine Gulf beaches, Tampa, Downtown St. Petersburg, and Clearwater and quick access to shopping, dining, and entertainment. The property’s location in unincorporated Pinellas County offers another important advantage: the ability to operate short-term rentals. For investors, this opens the door to lucrative rental income. Combined with its residential and office/flex spaces, the property can be configured in countless ways to generate returns. This is more than just real estate—it’s a rare opportunity to live, work, invest, and thrive in one of Florida’s most desirable regions. With its flexible zoning, short-term rental eligibility, and turnkey infrastructure, this property is ready to bring any vision to life.

Features

  • Property Type: Mixed Use
  • Construction: Block, Concrete, Stucco
  • Utilities: Electricity Available
  • Garage: 13 to 18 Spaces, Ground Level, Other
  • Levels: 2
  • Heating: Electric
  • Cooling: Central Air
  • Lot Size: 150 x 320
  • Year Built: 1968
  • Approx Sq. Feet: 7,040
  • Acreage: 1.13
  • Est. Taxes: $16,256
  • Lot Desc: Oversized Lot
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8432056
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8432056/10830navajodrive_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 6:38:11 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10830 NAVAJO DRIVE, St. Petersburg, FL, 33708

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.007% 5.952%
Monthly Tax Payment $1,355 $1,355 $1,355
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,858 $9,228 $12,954
Total Monthly Payment $10,338 $10,708 $14,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.