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Welcome to 301 Lee St in Pickens! This charming 2-bedroom, 1. 5-bathroom home is located within city limits and tucked away at the base of the Blue Ridge Mountains as well as only minutes from downtown. This beautiful home offers great curb appeal with upgraded siding, newer windows, and inviting covered porches—perfect for enjoying your morning coffee or taking in the wonderful sounds of the city. Major improvements have already been completed, including a recently replaced roof, blown-in insulation for energy efficiency, and a routinely serviced HVAC system for year-round comfort. Inside, only minimal updates are needed, making this a great choice if you’re looking for an investment property with strong rental potential without a huge renovation budget or a home you can customize to fit your own style. A powered storage shed and additional 30 amp power connections provide even more possibilities for future projects, enhancements or if you are an avid camper and would like to keep your camper powered all year long. As a plus, there are additional water and sewer hook ups outside also, making this the perfect set up if you are looking for an outdoor oasis. With its prime location, big-ticket upgrades already handled, and room for personalization, this home offers the perfect mix of value, convenience, and opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $152,000 | $152,000 | $152,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $93 | $93 | $93 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $863 | $910 | $1,212 |
| Total Monthly Payment | $1,031 | $1,078 | $1,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.