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PRICE ADJUSTMENT! NO HOA/ NO RESTRICTIONS! Welcome to this especially charming concrete block NE Ocala home, just a minute from the newly renovated Pearl Britton Plaza! Purchased just 2 years ago, this adorable home has been well cared-for, is move-in ready, and offers a few surprise features adding to its desirability and functionality! As you drive up to your new home, notice the 2018 metal roof, and fully fenced yard with double front gates for your security. The huge concrete pad is perfect for multiple cars to park out front. The front porch is covered, sits on concrete, and is a lovely spot for dual chairs and a table- think early morning relaxation with your favorite coffee in hand. Your cozy home offers durable luxury vinyl plank flooring, running throughout the entire space- no carpet to fuss over here! The front living room is filled with lovely natural light and measures 16x12 feet- it is currently being used as a beautiful dining space. You'll find three bedrooms plus a full bathroom down the hallway. The largest bedroom at the end of the hall measures 12x11 feet, can easily fit a King-sized bed and offers ample closet space; the owner's primary bedroom oasis. Two more bedrooms sit on either side of the hall, plus a full bathroom with step-in shower. Beyond the living room sits the kitchen which boasts 42-inch wooden kitchen cabinetry, a pantry closet, stainless steel Frigidaire appliances, a beautiful backsplash just beyond the stove, and an access door leading to the carport. The kitchen also spills into the BONUS SPACE. This is a 2nd living area, currently being used as a family room, measuring 19x14 feet, fitting an oversized sectional and reading nook. This BONUS space offers a walk-in closet, and the 2nd full bathroom. Need a 4th bedroom for your family and guests? This could be your HUGE PRIMARY SUITE! So many options here: keep it as a family room for a second living space; or, make it an amazing office or entertaining space. Just off of this BONUS space is the remodeled bathroom sitting on tile, with granite vanity top, and step-in shower with seating. The exterior door leads to the private backyard. Outdoors, the shed conveys and offers a newly-built wooden ramp for easy access to your storage items. NO HOA/ NO RESTRICTIONS; METAL ROOF (2018), HVAC (2012), Tub to Shower Replacement (2022). We can't say enough about this affordable & adorable Ocala home- so close to employment opportunities, medical facilities, fun activities including downtown Ocala's offerings, and shopping and dining to fit your needs. Make it yours today!
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Our Executive Mortgage Banker:
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$209,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,999 | $167,999 | $167,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $967 | $1,006 | $1,339 |
| Total Monthly Payment | $1,249 | $1,288 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.