3358 MERMOOR DRIVE, #2102, Palm Harbor, FL, 34685 | $189,900

Imagine a place that has not just been completely updated—it’s truly been loved. Welcome to Farrell Park at Ridgemoor! Sitting in the heart of Palm Harbor, this stunning condo is maintenance-free living at it's BEST! With two master bedrooms and two full bathrooms, this home shines with a NEW HVAC (2025), waterproof laminate floors (2025), hot water heater (2025), dryer (2025), fresh paint, Levolor blinds, slow-close shaker cabinets, and more, this is a home you definitely need to see to believe! Both bedrooms are true retreats—equal in size—with customized walk-in closets and new ceiling fans. Each suite also opens to its own private porch, including one that’s fully covered—perfect for morning coffee or evening relaxation!

The spacious living/dining area flows easily into the kitchen, making entertaining a breeze. Step outside your front door and enjoy walking and biking trails, tennis and basketball courts, a playground, picnic areas, and a year-round heated pool. All of this is just minutes to golf, parks, shopping, and dining. Homes like this don’t come around often—especially ones that are this move-in ready! Don’t miss your chance to see it today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: FARRELL PARK CONDO
  • Year Built: 1992
  • Approx Sq. Feet: 1,155
  • Est. Taxes: $642
  • Condo Fee: $672 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7879330
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/W7879330/3358mermoordrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 11:06:03 PM)

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3358 MERMOOR DRIVE, #2102, Palm Harbor, FL, 34685

$189,900

Eileen Bishop

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 631.332.3947

Eileen.Bishop@Raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,920 $151,920 $151,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $54 $54 $54
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $875 $923 $1,231
Total Monthly Payment $1,004 $1,052 $1,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.