312 DONALD LANE, Winter Haven, FL, 33880 | $199,000

Back on market, buyer financing fell through! NO HOA & USDA Eligible! This charming home is situated on a half-acre of dry, high-fenced land, providing the perfect blend of comfort, space & security. The home boasts a 2016 durable metal roof, new Pergo waterproof laminate flooring, updated Cold AC, updated plumbing, 50 gallon 2023 water heater, fresh paint inside & out, ensuring both durability and luxury. Perfect for entertaining with open floorplan with large kitchen, breakfast bar, living room, split-bedroom layout and large, screen/window back porch with brick extended patio and outdoor brick grill.
One of the highlights of this home is its prime location, backing up to over 300 acres of tranquil woods. Say goodbye to backyard neighbors and look forward to waking up to the sounds of nature, enjoying your morning coffee in a peaceful setting.
But that's not all! Calling all car guys! The property comes with a Huge 24’ x 24’ x 13. 6’ high INSULATED metal garage that is 150 mph hurricane wind resistant on a slab with every post 4 ft deep in concrete. It provides ample space & electricity for a shop to work on your cars, RV, boat, recreational toys, storage or a home business. Plus, there is a carport on slab attached to another shed for combined area 43’ x 45’ attached to privacy fence shielding the back yard. You finally have freedom & privacy without the constraints of an HOA, which is a rare find! Irrigation system in front and back yard.
Conveniently located with easy access to the Parkway & i-4, making commutes to Lakeland, Orlando or Tampa a breeze.
Don't miss out on this fantastic opportunity – make this home yours and embrace a lifestyle of comfort, tranquility, and freedom. No HOA means no restrictions – just the way you want it! Call today to schedule your private showing!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 82 x 130
  • Laundry: Laundry Closet
  • Year Built: 1994
  • Garage: 2-car Covered, Driveway, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 840
  • Acreage: 0.5
  • Lot Size: 82 x 130
  • Est. Taxes: $1,879
  • Lot Desc: In County, Landscaped, Level
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: O6342130
  • Days on Market: 153 days
  • Website: https://www.raveis.com
    /prop/O6342130/312donaldlane_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 7:08:02 AM)
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY   Phone: 407-862-9700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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312 DONALD LANE, Winter Haven, FL, 33880

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $157 $157 $157
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $879 $942 $1,269
Total Monthly Payment $1,111 $1,174 $1,501

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.