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If not now , When?. . . Scoop this one up. . . Welcome to 5630 Cortina Lane in charming Palmetto, FL! This inviting 2 bedroom plus a den, offers a comfortable living space and is perfectly priced to provide a great opportunity for families seeking a quiet residence in a community-oriented neighborhood. The kitchen features Frigidaire Appliances, with breakfast bar, custom cabinets, recessed and upper cabinet lighting and a Skylight! Spacious open floor plan with Built in Entertainment center in the living room. Sliding glass doors with uninterrupted wooded views of the natural preserve from back porch, which is perfect for a morning coffee in the screened Lanai! Large Master Bedroom has a full bath with Jacuzzi tub, walk-in closet, double vanity and linen closet. Potential 3rd Bedroom/Den/Office has double French doors. The inside utility closet has a Washer/Dryer & custom Cabinetry. The one car garage is air-conditioned. Custom clear Hurricane Shutters. Publix grocery store just down the street, and easy access to I-75 and I-275. Exclusive community of only 48 units. Located next to a golf course, "Free of Maintenance" (common areas are maintained by HOA, including roofs, landscaping, exterior exterminating). Community pool, pest control, and lawn/building maintenance/insurance are included in HOA fee. Located in the desirable Manatee County School District, you'll enjoy convenient access to quality education, local shopping centers, dining options, and recreational facilities. The home's thoughtful layout makes it ideal for both first-time buyers and those looking to downsize without sacrificing comfort. Don't miss this opportunity to call Cortina Lane home!
Comparable Report Disclaimer: Based on information from the Stellar Multiple Listing Service for the period of 10/04/2025 and beyond this information may or may not include all listed, expired, withdrawn, pending or sold properties of one or more members of the Stellar Multiple Listing Service.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,030 | $1,073 | $1,417 |
| Total Monthly Payment | $1,344 | $1,387 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.