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Rare Lot, in North Shirley, you want to buy this house at 135 Forrest Avenue. A park-like property, beautifully updated 3-bed, 1-bath ranch on a generous 0. 38-acre lot in the heart of Shirley. At 1, 032 sq ft, this home blends modern upgrades with comfort and value, making it ideal for first-time buyers, downsizers, or anyone seeking a move-in-ready Long Island home with exceptionally low taxes. *Property Highlights - Low annual taxes of approximately $6, 6200- well below average for Long Island, offering meaningful long-term savings. Bright, airy vaulted-ceiling kitchen with skylights, granite counters, and appliances. Modern Pergo flooring, recessed lighting, and a built-in surround-sound system throughout. Upgraded 200-amp electrical service, tankless water heater, central air/heat, and propane heating & cooking. Smart home integration: Lutron-controlled indoor/outdoor lighting plus security camera system. Large cement driveway with parking for 4+ vehicles. 0. 38 acre lot with excellent potential or room to create your dream home. Location benefits. Quiet residential block with quick access to major highways, shopping, and beaches. Served by William Floyd School District. Minutes from parks, the waterfront, and transportation. Lot size and tax savings make this property a strong value play compared to many Long Island homes. This home checks all the boxes: modern systems, smart features, ample space, and low carrying costs. Don't miss the chance to own a move-in-ready property with room to grow. Call the Owner for any questions at 631-770-8880.
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $552 | $552 | $552 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,326 | $2,421 | $3,196 |
| Total Monthly Payment | $2,953 | $3,048 | $3,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.