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23 Joy Street, #1, Boston (Beacon Hill), MA, 02114 | $985,000
Spacious, classic European style two-bedroom garden unit on upper Joy Street. Accessed through a private brick passageway, the unit door opens into a small foyer with coat closet leading to a large sunk-in living room with fireplace, refinished oak floors and separate dining area. All looking out on to a beautiful, well-manicured common garden with mature plantings and a lovely pool with fountain, seating area and grill. Galley style kitchen with electric range, dishwasher, microwave, stainless steel refrigerator, granite counter tops and wood cabinets. Two side by side bedrooms, one with decorative fireplace and each with a double closet and refinished oak floors. Bath with tub and shower. Hall closet with full size stack washer and dryer. The 21-23 Joy Street Condominium Association is professionally managed. There are 8 units in total. Cats allowed. No dogs.
Features
- Town: Boston
- Parking: On Street
- Heating: Baseboard, Electric Baseboard, Natural Gas
- Cooling: None
- Levels: 1
- Amenities: Public Transportation, Shopping, Park, Medical Facility, Bike Path
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Unit
- Year Built: 1840
- Common Charge: $462 Monthly
- Approx Sq. Feet: 812
- Est. Taxes: $9,570
- Pet Policy: Yes w/ Restrictions
- Appliances: Range, Dishwasher, Disposal, Microwave
- MLS#: 73436432
- Website: https://www.raveis.com
/prop/73436432/23joystreet_boston_ma?source=qrflyer
Listing by Joseph Govern courtesy of Street & Company Phone: 617-742-3787
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Joy Street, #1, Boston (Beacon Hill), MA, 02114
$985,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $788,000 | $788,000 | $788,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.932% |
| Monthly Tax Payment | $798 | $798 | $798 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,291 | $4,724 | $6,544 |
| Total Monthly Payment | $5,181 | $5,614 | $7,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630