4528 FLORAMAR TERRACE, New Port Richey, FL, 34652 | $1,850

Super cute, waterfront cottage with GULF ACCESS. Freshly remodeled in 2025. Terrazzo flooring throughout. Kitchen with new cabinets and quartz countertops, refrigerator, range/oven, dishwasher and microwave. W&D hookups. Living room/dining room combo with sliding door access to a large Florida room with direct view of the wide canal. Bathroom remodeled with new vanity and tub/shower. Larger bedroom with ceiling fan and extra large closet. Guest bedroom with one closet. Linen closet in hall by bath, nook with shelves in hall and another closet near front door. Back yard is partially fenced (neighbors fences) with picnic table and floating dock with fish station. Gulf access - must go under bridge so please pay attention to boat height.
Close to shopping, Medical, Historic downtown New Port Richey, Simms Park with concerts and festivals, Dining, Breweries, Live Theatre, Waterfront dining and close to public beaches. Tarpon Sponge Docks and Aquarium approx 20 min drive. Approx 30 min to Caladesi Island and Honeymoon Island. Typically less than an hour to Dunedin, Clearwater beach, Tampa airport, cruise port, sports arenas, live theatre, theme parks, fine dining and more! NOT AGE RESTRICTED.
Renters Insurance is required. If a pet is approved there will be a monthly fee added. Please review pet restrictions and terms.

Features

  • Type: Single Family Residence
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Year Built: 1962
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 728
  • Acreage: 0.11
  • Lot Desc: FloodZone, In County, Landscaped
  • Pet Policy: Breed Restrictions, Monthly Pet Fee, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Lease Terms: 12 Months
  • MLS#: W7879269
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/W7879269/4528floramarterrace_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 7:08:16 AM)
Listing courtesy of BEST OF THE GULF REALTY INC   Phone: 727-247-3226

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4528 FLORAMAR TERRACE, New Port Richey, FL, 34652

$1,850

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,480 $1,480 $1,480
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $8 $9 $12
Total Monthly Payment $83 $84 $87

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.