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Start living 2026 on the ISLAND! Whether it's your primary home or second home you won't find views any better than here! And only minutes to the white sandy beach of Clearwater offering dining, shopping and laid back fun! Island Estates is one of the most sought-after enclaves in the Clearwater Beach region. Comprising four islands and a charming retail area that includes a unique Publix market and a variety of shops, it also features the amazing Clearwater Marine Aquarium, neighborhood eateries including the famed Island Way Grill. Seconds from the Clearwater Memorial Causeway and minutes from one of the most beautiful beaches in the world, biking and running trails, as well as Imagine Clearwater, the newer 24-acre waterfront park/plaza with covered amphitheater, this one-time hurricane shelter was purchased by residents in the early 1960s to create a distinctive dwelling. Nestled on the intracoastal, off Florida’s mainland, a panoramic water landscape lends the shoreline experience to this lovely 1 bedroom/1 bath home. The amenity-rich building includes private storage closets off every hallway to accommodate seasonal décor and supplies, complimentary laundry rooms on each floor, boat slips on a first come first serve basis with an additional monthly fee, bike storage, a glistening geo-thermal heated pool framed by chaises, a fishing pier, grilling stations, and The Point: a waterfront structure that offers yet another tranquil place to unwind. An incredibly spacious lobby boasts comfy furniture, views of the pool, a secure package room, a lending library, a community kitchen, and a huge multi-purpose meeting room. A variety of clubs and activities are run by residents while several committees are available to feed your volunteer's soul. Impeccably managed by its full-time, onsite property manager and staff, the monthly fees include basic cable, lobby Wi-Fi, electric, water, sewer, trash, and building maintenance. The dedicated board of directors have initiated some tremendous cost savings and improvements to benefit the shareholders’ investment including energy efficient boilers, upgraded A/C and elevators, NEWER fitness center, NEWER entry security, and NEWER Miami Dade spec windows on the lobby level. Inside this cozy unit on the sixth floor, walk into the “wow factor” where floor to ceiling sliders reveal dramatic water vistas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $37 | $37 | $37 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,104 | $1,183 | $1,595 |
| Total Monthly Payment | $1,216 | $1,295 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.