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36 Cross Patch Road, Woodstock (Willow), NY, 12495 | $625,000
This sale includes not only the fully restored Cross Patch Cabin but also a separate nearly two-acre stream-front buildable lot combined with over 400 feet of frontage - an opportunity rarely found at this price point. Together, the two wooded parcels total almost four acres and offer privacy, flexibility, and investment potential: keep the existing cabin as your hideaway and build a second home on the adjoining lot, or use it for future expansion. Deep in the quiet woods of Willow, where trout streams wind and songbirds keep watch, sits a hand-built home that feels lifted from a storybook. Originally constructed in 1977 and fully restored with additions in 2020, Cross Patch Cabin blends rustic character with modern comforts. The cottage has been reimagined with intention: a wraparound porch that frames the forest, a warm living area with a wood-burning stove, and two bedrooms with a new full bath. The lower level provides storage and laundry, while modern infrastructure including all new artesian well, septic, insulation, roof, all-new plumbing and electric, on-demand hot water, and a full-house generator ensures effortless living. Outdoors, an open-air shower, fenced yard, and seasonal mountain views complement the wooded setting. Just minutes from Woodstock’s center and Catskills trailheads, Cross Patch Cabin offers quiet privacy with modern convenience ideal as a full-time residence or weekend retreat.
Features
- Town: Woodstock
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement, Laundry Room
- Style: Cabin
- Year Built: 1977
- Heating: Baseboard, Steam, Wood
- Cooling: None
- Basement: Partial, Storage Space, Walk-Out Access
- Approx Sq. Feet: 602
- Acreage: 3.86
- Est. Taxes: $6,159
- Lot Desc: Back Yard, Front Yard, Level, Private, Waterfront, Wooded
- View: Trees/Woods
- Water Front: Yes
- Elem. School: Woodstock Elementary School
- Middle School: Onteora Middle School
- High School: Onteora High School
- School District: Onteora
- Appliances: Dryer, Gas Range, Refrigerator, Washer
- MLS#: 917797
- Days on Market: 58 days
- Website: https://www.raveis.com
/prop/917797/36crosspatchroad_woodstock_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
36 Cross Patch Road, Woodstock (Willow), NY, 12495
$625,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,918 | $3,038 | $4,052 |
| Total Monthly Payment | $3,523 | $3,643 | $4,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535