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00 Whitewater Lake Road, Salem, SC, 29686 | $30,000
This scenic 0. 26 ± acre parcel on Whitewater Lake Road in Salem, SC, offers access to a pristine 75-acre private lake fed by five natural springs, maintained at a constant level, clean enough for swimming, and well stocked for excellent fishing. Ownership includes the option to join the Whitewater Lake Fishing & Boating Club for approximately $150 per year, which serves as the HOA and provides members-only access to well-maintained common areas with a private boat launch and picnic facilities. Ideally located near some of the Southeast’s best outdoor destinations—including Lake Jocassee, Lake Keowee, and Lake Hartwell, along with multiple state parks, scenic gorges, and extensive wilderness areas for hiking, paddling, and year-round recreation—this property has no known restrictive covenants, and boating is limited to motors of 75 horsepower or less to preserve the peaceful atmosphere. Buyer is responsible for all investigations and final determinations.
Features
- Amenities: None
- HOA Fee: $150 Annually
- Lot Desc: Wooded
- Water Front: Yes
- Elem. School: Tamassee-Salem
- Middle School: Walhalla
- High School: Walhalla
- MLS#: 1570633
- Days on Market: 81 days
- Website: https://www.raveis.com
/prop/1570633/00whitewaterlakeroad_salem_sc?source=qrflyer
Listing courtesy of WATERSHED GVL, LLC Phone: 864-346-7643
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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00 Whitewater Lake Road, Salem, SC, 29686
$30,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $24,000 | $24,000 | $24,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.443% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $138 | $148 | $195 |
| Total Monthly Payment | $213 | $223 | $270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
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