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Charming Stone Front Two-Family Home – Built and occupied within the same family all these years, this well-loved residence exudes character and warmth. Nestled on nearly an acre of beautifully level property featuring a custom outdoor fireplace, this backyard offers endless opportunities - from gardens and play areas to outdoor entertaining and future expansions. This home’s classic stone facade and manicured landscaping create irresistible curb appeal, while a long and wide driveway and detached 2 car garage provide ample parking for residents and guests alike. Enter the first unit to a spacious living room with stone fireplace, generous sized formal dining room, kitchen(just waiting for you to update to your own personal tastes) 2 bedrooms and a spacious primary bedroom with a beautifully renovated bathroom w/ radiant heated floors and has both shower and bathtub, large walk in closet with additional closet spaces! Gleaming hardwood floors flow throughout! Enter the upstairs 2nd floor apartment with its private backyard entrance to find a separate 2-bedroom apartment with kitchen, bath and an extra small room for whatever you might need-perfect space for your extended family, guests, or much sought after rental income potential. This property also offers the convenience of SEWERS and municipal water, and is located just minutes from schools, local amenities and only 2 miles from the Cortlandt Train station, offering a 50 minute express commute to Grand Central Station, combining suburban tranquility with easy access to NYC. You also get to enjoy all the recreational programs the Village of Buchanan and Town of Cortlandt have to offer. . . the village & town pools, adult & child programs, summer camp programs. . all offered to residents of this wonderful community! With its combination of timeless charm, functional space, and a rare park-like backyard, this home offers a unique opportunity in a highly desirable location. Don’t miss this versatile gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,144 | $1,144 | $1,144 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,497 | $3,641 | $4,856 |
| Total Monthly Payment | $4,733 | $4,877 | $6,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.