249 Gary Road, Yorktown Heights, NY, 10598 | $689,000

Beautifully Updated 3BR/3BA Raised Ranch in Desirable Sparkle Lake Community Welcome to this impeccably maintained and nicely updated raised ranch offering over 1, 800 sq ft of flexible living space in sought-after Yorktown Heights. Nestled near the end of a quiet dead-end street on a perfectly level ¼-acre lot, this home is part of the charming Sparkle Lake community—where summer fun and lake recreation are just steps away and neighbors still run from yard to yard. Inside, you’ll find an open-concept granite and stainless steel kitchen that flows seamlessly into the dining area and opens to a back deck—perfect for entertaining or enjoying peaceful mornings. The bright and welcoming living room is ideal for gatherings and relaxation. Upstairs features 3 generously sized bedrooms, including a versatile layout that lives like a 4-bedroom: two bedrooms share a Jack & Jill bath, while the third bedroom is paired with a brand-new full bath and its own sitting room—ideal for guests, extended family, or a private retreat. The lower level includes a spacious family room, a dedicated office or guest space, and a third full bath with shower—providing great flexibility for work, play, or hosting overnight visitors. Enjoy a big, flat backyard with tons of room to play, garden, or entertain—there’s space for it all. Don't miss the chance to be part of this classic, close-knit neighborhood with easy access to everything Yorktown has to offer. Homes like this in Sparkle Lake don’t come along often—especially with this much space and flexibility. Don’t wait! Call today to schedule your private showing before it’s gone. This one checks every box. Super low taxes do not reflect STAR savings of $1, 439. 36 for those who qualify.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Raised Ranch, Split Ranch
  • Year Built: 1960
  • Garage: 1-car
  • Heating: Hot Water, Oil
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,897
  • Acreage: 0.24
  • Est. Taxes: $11,464
  • Elem. School: Mohansic
  • Middle School: Mildred E Strang Middle School
  • High School: Yorktown High School
  • School District: Yorktown
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 917489
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /raveis/917489/249garyroad_yorktownheights_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Hope MazzolaLicensed Associate Real Estate Broker

914.714.0090

HopeMazzola@Gmail.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

249 Gary Road, Yorktown Heights, NY, 10598

$689,000

Hope Mazzola

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.714.0090

HopeMazzola@Gmail.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.292% 5.628%
Monthly Tax Payment $955 $955 $955
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,217 $3,349 $4,467
Total Monthly Payment $4,264 $4,396 $5,514

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.