129 CRYSTAL OAK DRIVE, Deland, FL, 32720 | $399,900

Roof, A/C, Water Softener, Hot Water Heater recently updated 4 bedrooms, 2. 5 baths, in this split floor plan home. Move in ready. Not in a flood zone! Newer appliances and fresh interior and exterior paint with a gloss coating on the stonework. Step up to the charming front porch sitting area, a perfect spot to enjoy your morning coffee or evening refreshment. Inside, the thoughtful floor plan greets you with a warm sitting room showcasing timeless style and a formal dining room accented with gleaming wood floors. On the opposite side, a versatile office space doubles as a home business office or easily converts into a guest suite.

The heart of the home is the spacious living room, open to the screened in patio, creating a relaxing stress free environment. The updated kitchen features modern appliances, tasteful finishes, practical sliding drawers, and pull out cabinetry, while the breakfast nook adds a touch of everyday comfort. The primary suite offers its own private walk out to the patio, a luxurious bathroom with a large updated shower, soaking tub, and a generous walk in closet. On the other side of the home, two additional bedrooms and a full bath provide privacy for family or guests.
Additional upgrades include tilt out windows, custom shades in the den and patio, reclaimed water for the sprinkler system, and re-grouted master shower. Outside, enjoy your private backyard oasis with an updated vinyl fence, cozy seating area, and screened in porch, along with a patio area finished with re settled bricks. This home also offers convenient linen closets in both spare rooms and the master bath, plus direct access to the patio from the primary suite.

This home combines modern updates, functional spaces, and inviting charm. Awesome location within walking distance to hospital E/R, shops, and restaurants. This is a forever home. Schedule your showing today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 83 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,431
  • Acreage: 0.23
  • Lot Size: 83 x 120
  • Est. Taxes: $3,943
  • HOA Fee: $600 Annually
  • Elem. School: Woodward Avenue Elem-VO
  • Middle School: Southwestern Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: NS1086074
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /prop/NS1086074/129crystaloakdrive_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/20/2026 3:17:08 PM)
Listing courtesy of COLLADO REAL ESTATE   Phone: 386-427-0002

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

129 CRYSTAL OAK DRIVE, Deland, FL, 32720

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,916 $2,572
Total Monthly Payment $2,220 $2,320 $2,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.