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Charming Second-Floor Corner Condo with no one above you. With updated HVAC, water heater, appliances and more. Nestled in the gated, pet-friendly Vista Cove community along the San Sebastian River, this charming 3 bed, 2 bath corner condo offers the perfect blend of modern updates and unbeatable location. Just 2. 7 miles from historic downtown St. Augustine and 4. 3 miles from the sandy shores of Vilano Beach, this second-floor unit is ideal for full-time residents, vacation homeowners, or savvy investors seeking a spacious rental property. Step inside this thoughtfully updated condo to find rich oak wood flooring, a modernized kitchen with new cabinetry and granite countertops, refreshed bathrooms with new sinks and fixtures, and stylish tile in the third bedroom. Recent upgrades include a new HVAC and water heater (2022), a new electric range (2025), and energy-efficient window updates (2025), new garbage disposal (2026). Unwind on the inviting screened in porch, featuring a remote-controlled privacy screen, perfect for enjoying quiet evenings with a cool breeze. Vista Cove offers a vibrant lifestyle with exceptional amenities covered by the condo fee, including high-speed internet, two sparkling pools open year-round, a state-of-the-art fitness center, RV and boat parking, and a friendly clubhouse for gatherings. Residents love exploring the community's scenic boardwalks through preserved natural areas, spotting local wildlife like herons and ibis, or relaxing on the riverfront pier. The association is financially sound, with recent updates like new roofs, freshly painted and sealed buildings to meet Florida's strict insurance standards, and eco-conscious landscaping that enhances beauty and sustainability. This move-in-ready condo, larger than many in the area, combines low-maintenance living with access to St. Augustine's best attractions. These condos are approved for conventional, FHA and VA loans!
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Our Executive Mortgage Banker:
Our Insurance Division:
$293,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $235,120 | $235,120 | $235,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,410 | $1,467 | $1,921 |
| Total Monthly Payment | $1,908 | $1,965 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.