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Under contract-accepting backup offers. **PRICE IMPROVEMENT** Welcome to Lake Padgett and E Lake Drive — a true Florida retreat in the southern part of Land O’ Lakes. Set on a large fenced lot with no HOA, this 4-bedroom, 2-bath, single-story pool home offers not just space, but the freedom to live life your way.
The heart of the home is designed for both family living and entertaining. The kitchen, dining, and family room flow together with vaulted ceilings and a cozy wood-burning fireplace, while the split floor plan provides privacy for the spacious primary suite. Step through sliding doors and you’re in your own backyard oasis: a screened lanai with a sparkling pool, covered seating, and plenty of deck space for cookouts, football gatherings, or quiet evenings in the Florida sun.
The oversized garage and expansive fenced yard provide room for your boat, RV, or work truck — and the independence of no HOA means you make the rules. Whether it’s hobbies, storage, or simply enjoying the peace and quiet, this property gives you flexibility few communities can provide.
Living here also means being part of a community that values independence. Land O’ Lakes is filled with lakes for fishing and boating, local BBQ and family-owned restaurants, and neighborhoods where folks look out for each other but respect your space. With quick access to Wesley Chapel, Lutz, and Tampa, everything you need is within reach — without sacrificing the serenity of your own retreat.
If you’ve been looking for a home that blends independence, family comfort, and outdoor living, this is it. Schedule your private showing today and see how this home can support your family’s next chapter.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $634 | $634 | $634 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,370 | $2,535 | $3,374 |
| Total Monthly Payment | $3,096 | $3,261 | $4,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.