45 Shady Lane, Bardonia, NY, 10954 | $750,000

A Rare Opportunity in Bardonia – Private Oasis with Income Potential - Tucked away in a serene, private setting in sought-after Bardonia, NY, this one-of-a-kind property offers incredible flexibility, charm, and potential. Whether you're looking for a multigenerational living solution, guest accommodations, or income-producing possibilities, this property delivers — featuring a fully renovated main house, a charming guest cottage, and an oversized two-car garage with walk-up attic loft. The Main House has been beautifully reimagined to meet today’s lifestyle and building standards with 3 spacious bedrooms and 2 full baths with quality craftsmanship and stylish upgrades throughout. Upon entry, you're welcomed by a dramatic great room with soaring cathedral ceilings and a stunning stone fireplace. The perfect spot to unwind on cozy evenings. The first-floor bedroom offers convenience for guests or those seeking single-level living, while the adjacent bathroom is a showstopper with its modern design and luxurious soaking tub. The spacious kitchen is functional and has a hidden washer/dryer closet for added convenience. The beautiful staircase leads you to the two additional bedrooms, each with custom design touches, and a second full bath. Fully renovated with fresh, modern finishes. Additional updates throughout the home include: New sheetrock and insulation, Andersen windows, Recessed lighting and modern fixtures, New interior and exterior doors, Sturdy, stylish laminate flooring, Efficient split heating and cooling systems and an updated electrical panel service. The Cottage – Ideal Guest House or Income Suite. Completely renovated and brimming with charm, the separate guest cottage features a full kitchen with butcher block style counters, a sleek, modern bathroom, and a cozy loft-style sleeping area — ideal for guests, extended family, or as a rental unit for extra income. The oversized two-car garage not only offers excellent storage and workspace, but also features a walk-up loft attic — perfect for home office, gym, or future expansion (subject to local approvals which the sellers do have in place, inquire for further information). The Outdoor Living offers Privacy and Fun! Set on a beautiful, level lot, the fenced-in yard provides room to roam for all ages. Highlights include: Above-ground pool with a brand-new surrounding deck, Paver patio for outdoor entertaining, Storage shed for tools and toys and Plenty of parking for residents and guests. Whether you're dreaming of a tranquil retreat, an investment property, or a place to bring generations together, this rare Bardonia gem checks every box. Don't miss your chance to own a truly unique property with income potential and unmatched versatility.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Kitchen
  • Style: A-Frame, Chalet, Cottage, Craftsman
  • Year Built: 1850
  • Garage: 2-car
  • Heating: Electric, Propane, See Remarks
  • Cooling: Ductless
  • Basement: Bilco Door(s), Unfinished
  • Acreage: 0.46
  • Est. Taxes: $14,847
  • Lot Desc: Level, Near Public Transit, Near School, Near Shops, Private, See Remarks
  • Elem. School: Bardonia Elementary School
  • Middle School: Felix Festa Achievement Middle Sch
  • High School: Clarkstown South Senior High School
  • School District: Clarkstown
  • Pool: Above Ground
  • MLS#: 917527
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/917527/45shadylane_bardonia_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-634-4202

William Raveis Family of Services

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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45 Shady Lane, Bardonia, NY, 10954

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment $1,237 $1,237 $1,237
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,501 $3,743 $4,863
Total Monthly Payment $4,830 $5,072 $6,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.