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Welcome to this beautifully maintained 3-bedroom, 2-bathroom, 2 Car Garage, Block & Brick home offering 1925 square feet of living space in the desirable Silver Oaks Community. The County says this is a non Flood Zone, (X) This residence is designed for both comfort and function with 12 Foot Vaulted Ceilings, a cozy wood-burning fireplace, and an enclosed Florida room that provides flexible year-round living. The spacious master suite includes dual walk-in closets and a spa-inspired bathroom. Throughout the home, thoughtful updates create a move-in ready experience. A full roof replacement was completed in 2024 with warranty coverage, and the HVAC system, installed in 2015, carries warranty protection through 2027. Energy Star appliances were added in 2023, and in 2025 the kitchen was beautifully remodeled with new cabinets, quartzite countertops, and a new sink. Both bathrooms were fully renovated in 2023, and the home features new flooring, fresh interior and exterior paint, and a smart thermostat with RedLINK Gateway installed in 2025. The garage has been refreshed with epoxy flooring, a new laundry sink, and direct access to the Florida room, which also received epoxy flooring for a clean, modern look. Exterior improvements include new landscaping, a sprinkler system repair with new components in 2025, and marble gravel at the entryway, enhancing curb appeal. Silver Oaks residents enjoy the benefit of a low HOA, less than 72. 00 a month with no CDD fees, power lines below ground, while also being close to shopping, dining, medical centers, the YMCA, and the Silverado Golf Course. This home is less than 45 minutes from St. Pete Beach, recently named the number one beach in the U. S. and the fifth best beach in the world. With the option for sellers to remove all furniture and personal belongings after closing, this property is truly turnkey and ready for its new owners. Visitors are kindly asked to remove their shoes during showings. Less than 45 minutes to St. Pete Beach In Florida was just named The #1 Beach in America and the Fifth Best Beach in The World. Please view two videos: Tour 1 & Tour 2
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,941 | $2,518 |
| Total Monthly Payment | $2,355 | $2,551 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.