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Under contract-accepting backup offers. Live in one, rent the other, or bring the whole family! This 2021-built Palm Coast duplex has 3 bedrooms and 2 baths on each side, and each unit comes with its own 2-car garage and a backyard separated by a privacy divider! The open floor plan connects the kitchen, dining, and living areas, and the primary suite sits off the living room with an ensuite bath, walk-in closet, and a vanity or desk area. The other bedrooms are behind the kitchen for extra privacy. LVP and tile flooring, indoor laundry, and ceiling fans keep things low-maintenance and energy-efficient. Right off US-1, you’re just minutes from Ormond Beach, I-95, shopping, dining, and about 15 minutes from the beach! Perfect for multi-generational living, house hacking, or rental income. Come see it for yourself and imagine the possibilities — your next chapter starts here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $632 | $632 | $632 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,494 | $2,630 | $3,502 |
| Total Monthly Payment | $3,218 | $3,354 | $4,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.