|
Presented by
The Rosemarie Smith Team |
Turnkey, fully furnished lakefront townhouse with strong short-term rental appeal, private outdoor living, and flexible use in the highly convenient Lake Palmetto community. Offered fully furnished--including linens--this updated three-level home is ideal as a primary residence, second home, or income-producing investment. Set on a serene spring-fed lake, enjoy morning coffee on the private lakeside deck, sunset views from the primary balcony, fishing, kayaking, and community dock access just steps away. The private deck adds a rare feature that enhances both owner enjoyment and guest appeal. Recent updates include renovated kitchen and primary bath, new toilets, new insulation, new ceiling fans, new AC vents, wood floors, fresh interior paint, renovated back porch, updated dock areaand finished third-floor space ideal for guests, office, media room, or additional sleeping quarters. The flexible layout offers open living and dining areas flowing to the deck, a spacious primary suite with water views, a second bedroom with private bath, and versatile third-floor space. For investors, the home offers a successful Airbnb history, excellent guest reviews, consistent demand, and a seamless transition for continued rental use. Buyer to verify rental use, restrictions, expenses, and income potential. Minutes to Charleston International Airport, I-26, I-526, Tanger Outlets, the Convention Center, Park Circle, Downtown Charleston, beaches, shopping, dining, and major employers. A furnished lakefront opportunity with lifestyle, convenience, and investment upside--schedule your showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
Sales Associates
William Raveis Real Estate
Phone: 860.227.5806
TheRosemarieSmithTeam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,309 | $2,399 | $3,156 |
| Total Monthly Payment | $2,384 | $2,474 | $3,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.