428 HARBOUR ISLAND ROAD, Edgewood, FL, 32809 | $984,999

LAKE CONWAY CANAL FRONT HOME WITH DIRECT ACCESS TO LAKE CONWAY AND LAKE GATLIN. Nestled in the serene, highly coveted enclave of Harbour Island, Edgewood, Florida, this 2, 000-square-foot residence epitomizes lakeside luxury and charm. A hallmark of refined living, this home boasts three elegantly appointed bedrooms and two baths, seamlessly blending comfort with sophistication. As you step inside, you're greeted by a spacious kitchen, a culinary haven for the gourmet enthusiast, featuring state-of-the-art appliances and ample space for hosting and preparation. The kitchen gracefully opens up to a cozy family room and a formal dining area, perfect for entertaining and making memories. The master suite, a sanctuary of tranquility, offers an expansive layout with custom-designed ceilings that evoke a sense of grandeur. His and hers walk-in closets provide a lavish touch, while the large en-suite bathroom offers a spa-like experience in the comfort of your home. The property's exterior is a picturesque setting, situated on a tranquil canal leading to the majestic Lake Gatlin and Little Lake Conway. The outdoor space is an oasis, featuring a sparkling pool surrounded by pavers, a charming tiki bar with ample seating, and a spacious deck that invites relaxation and contemplation. The property includes a private dock and boat lift, ensuring endless opportunities for water-based adventures. The fenced backyard ensures privacy and security, creating an idyllic backdrop for family gatherings or peaceful solitude. Practicality meets luxury with additional features like a new roof, a dedicated laundry room, a mud room, and a two-car garage with a paver driveway, combining functionality with elegance. This home is not just a residence; it's a lifestyle, offering an unparalleled living experience on the shores of Lake Conway. It's a rare opportunity to own a piece of paradise in one of Florida's most sought-after neighborhoods. Be sure to schedule a viewing as this house won't last long!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1968
  • Garage: 2-car Boat, Curb Parking, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Oversized, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,109
  • Acreage: 0.32
  • Est. Taxes: $8,261
  • HOA Fee: $100 Annually
  • Lot Desc: Street Dead-End
  • View: Pool, Trees/Woods, Water
  • Elem. School: Pershing Elem
  • Middle School: Judson B Walker Middle
  • High School: Boone High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • MLS#: O6347201
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /eprop/O6347201/428harbourislandroad_edgewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/5/2025 12:33:23 AM)
Listing courtesy of FUSILIER REALTY GROUP   Phone: 407-476-0476

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

428 HARBOUR ISLAND ROAD, Edgewood, FL, 32809

$984,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $787,999 $787,999 $787,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.428% 6.110% 5.932%
Monthly Tax Payment $688 $688 $688
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,536 $4,724 $6,544
Total Monthly Payment $5,316 $5,504 $7,324

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.