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Presented by
Team Franklin |
Come see what's happening in the VIBRANT 55+ COMMUNITY of Spruce Creek South, MANY AMENITIES INCLUDED! View this 2 bedroom, 2 bath with oversized garage with 9x15 Screened in Lanai. As you enter the property, you will see the fresh updates such as the ceiling, walls & floor. Roof & Hot water completed in 2018. Durable lifetime vinyl flooring was started and can easily be continued in the bedrooms, not much is left to do. The tour continues on into the kitchen/dining room combo and gives access to the oversized garage. The bedrooms and bath are in the same area, with the guest room first and then the generously sized primary bedroom complete with walk in closet and en suite bathroom. The flooring has been prepped to complete the flooring updates, could be an easy day project to complete before the move. Large walk in shower and linen closet gives you plenty of space. In an HOA of $175. 33 per month that includes access to an 18 hole golf course, pool Jacuzzi, tennis court, softball, pickleball, shuffle ball and a nature walk & dog trail. Golf cart accessible and close to shopping, dining, medical & The Villages.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
Sales Associates
William Raveis Real Estate
Phone: 978.618.9314
Team.Franklin@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $795 | $838 | $1,116 |
| Total Monthly Payment | $988 | $1,031 | $1,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.