2076 RIVER BASIN TERRACE, Punta Gorda, FL, 33982 | $499,000

Welcome to the peaceful community of Palm Shores. This 3BR/2. 5BA/2CG waterfront house is located just minutes from I-75, downtown Punta Gorda and Port Charlotte. Shady oaks grace the front lawn and the fenced-in back yard. The amazing Peace River is just around the corner. The details of this 2, 600+ sq. ft. house turns this into a much-loved home.

Time, attention and care have been taken to maintain, update and upgrade this home from floor to roof. The flooring tile and grout downstairs has recently been professionally cleaned, fresh interior and exterior paint, new A/C, and much more make this home move-in ready. Please see the attached list of Improvements, Care & Maintenance for details.

An atrium creates a beautifully sunlit space with so much flexible living area you can let your imagination run wild with the possibilities. Room measurements are as the space is used at this time. Currently there is a living room, office, den, dining room and exercise room with a wall of windows overlooking the back yard and waterway.

The kitchen is spacious with cabinet and counter space galore, all new appliances and counter tops. The separate breakfast nook is roomy and overlooks the side yard. The inside laundry room with a huge pantry is conveniently located off the kitchen area. The garage has 2 shelving units on wheels, a new ‘garage ready’ fridge and still plenty of room for 2 cars.

Upstairs, the master bedroom and bath are to the left past the atrium. The bedroom is spacious with 2 closets, the master bath boasts a large walk-in shower, a bidet, twin pedestal sinks and cabinets. Bedrooms 2 & 3 are bright and airy, the 2nd bath has a tub and shower. All 3 bedrooms have gorgeous bamboo flooring and are wonderfully quiet. The hallway has a built-in cabinet and overlooks the atrium.

Your back yard is good sized with a 6’ white vinyl privacy fence. A shed, on an oversized concrete pad, shelters the well equipment and provides even more storage space. The view down the waterway gives you the most glorious sunrises.

There is so much to love about this home in architectural details, views, comfort and peace. Make your appointment today and see for yourself.

Features

  • Rooms: 15
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: IRR 100 x 45 x 150 x 10 x 50
  • Laundry: Inside, Laundry Room
  • Year Built: 1986
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,674
  • Acreage: 0.26
  • Lot Size: IRR 100 x 45 x 150 x 10 x 50
  • Est. Taxes: $2,605
  • Lot Desc: Corner Lot, Flood Insurance Required, In County, Landscaped
  • View: Trees/Woods, Water
  • Appliances: Dishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: C7513721
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/C7513721/2076riverbasinterrace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/4/2026 6:17:08 PM)
Listing courtesy of COLLINS MANAGEMENT   Phone: 863-494-6181

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2076 RIVER BASIN TERRACE, Punta Gorda, FL, 33982

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,267 $2,426 $3,235
Total Monthly Payment $2,559 $2,718 $3,527

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.