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Perched sixty feet above the Muddy Kill Creek in Stone Ridge, this newly built home, named ''Fern Hollow'', blends mid-century modern inspiration with one-of-a-kind details, offering both striking design and emotional warmth that sets it apart from standard new construction. The result is a modern treehouse, with dramatic views of the creek as it weaves through the lush wooded landscape. The builders took great care to infuse character into the home by incorporating reclaimed architectural pieces throughout. Vintage terrazzo floors, custom-designed door hardware, and an unforgettable walk-in closet—crafted from the cabinetry of a 1960s library—are just a few examples of the artistry. Every detail has been curated, creating a home that is elevated yet approachable. With a nod to Frank Lloyd Wright's sense of surprise, the foyer's understated character is bright and welcoming, giving way to the soaring main living space, where expansive glass walls frame the forest canopy and the creek below. A wood-burning fireplace provides warmth and a striking focal point, while two oversized doors extend the living area outward, opening directly to the decks and blurring the line between indoors and out. A hidden mechanized television drops down from above the fireplace, maintaining the clean lines of the room until it's time to gather for a movie night. The kitchen is equally thought out in form and function, with soapstone counters, custom oak cabinetry, a coffee/dry bar, wine fridge, and a dramatic picture window in place of a backsplash, looking directly into the forest. A disguised door is integrated into the kitchen cabinetry, leading to a hidden first-floor suite—perfect for guests, in-laws, or a quiet office retreat. The sleek, moody mudroom just off the carport (with an EV charging station) leads to a powder room and laundry area with a chute, as well as a generous flex space suited to a gym, media room, or playroom. Upstairs, spalted maple floors run throughout. The spa-like primary suite is a tranquil, spacious retreat that opens to a hot tub ready private deck where you can unwind with the creek's quiet rhythm as your backdrop. Completing the suite is a spa-like bathroom featuring a luxurious soaking tub and walk-in shower, along with a walk-in closet whose custom millwork nods to its origin as a mid-century library. Another guest room, a stylish full bathroom, and an open loft leading to a large deck round out the second floor, offering both comfort and flexibility for family or visitors. Additional features include polished concrete floors with radiant heat on the first level, mini-splits throughout for cooling and additional heating, and wiring in place for a whole-house generator. Set at the end of a private road, the property is secluded and peaceful, with frontage on both sides of the Muddy Kill Creek and mature trees that create a timeless natural sanctuary, yet it's just minutes to the center of Stone Ridge and a short drive to Accord, High Falls, New Paltz, and the area's farm stands, breweries, and dining destinations.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,584,000 | $1,584,000 | $1,584,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.342% | 6.223% | 6.078% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,870 | $9,625 | $13,260 |
| Total Monthly Payment | $9,350 | $10,105 | $13,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.