3199 COTUIT LANE, Naples, FL, 34114 | $2,125,000

This stunning and beautifully furnished residence in the sought-after Marsh Cove enclave of Fiddler's Creek showcases the Avila II floor plan, designed to maximize lakefront living with private wide water views. Built in 2020, this three-bedroom plus den, three-bath home with a three-car garage blends timeless elegance with modern comfort, offering a light-filled interior and seamless indoor-outdoor living. The exterior boasts a wide brick paver driveway, elegant tile roof, and full storm protection with impact glass and StormSmart electric shutters on the lanai. The expansive outdoor living area is a true retreat, complete with a picture frame screen enclosure, recessed lighting, ceiling fan, and summer kitchen featuring granite counters and backsplash, FireMagic built-in two-burner gas grill, Zephyr stainless beverage refrigerator and sink. The sparkling pool and spa with sun deck and water feature overlook tranquil lake views, surrounded by a pavered lanai perfect for entertaining. Inside, the home impresses with 5'' x 35'' wood-grain porcelain tile, recessed lighting, white plantation shutters, and custom drapery. The gourmet kitchen is appointed with white cabinetry, quartz countertops, tile backsplash, and an island with bar seating beneath pendant lighting. Whirlpool stainless appliances include a five-burner gas cooktop, wall oven, built-in microwave, hood, and dishwasher. A walk-in pantry provides ample storage, while the formal dining area is framed by large windows and French doors to the lanai. The living room features a recessed tray ceiling and sliding glass doors for effortless lake views. The owner's suite is a private sanctuary with a tray ceiling, walk-in closet with custom built-ins, and serene water views. Its spa-inspired bath offers dual quartz vanities, a linen closet, and a walk-in shower with multiple showerheads, frameless glass enclosure, and floor-to-ceiling tile. Two guest bedrooms each include custom closet organizers and ceiling fans, with one offering an en-suite bath and the other adjacent to a full bath. A versatile den provides space for a home office or study, while the laundry is equipped with GE front-load washer and dryer. The three-car garage features epoxy-coated floors and windows for natural light. As a resident of Fiddler's Creek, you'll enjoy world-class amenities, including a 54, 000-square-foot club and spa with resort pools, fine and casual pool-side dining, well-appointed fitness center with classes and trainers, active tennis and pickleball program, bocce, and a vibrant social calendar, with exciting renovations underway. Miles of sidewalks for jogging, bicycling and walking. Optional memberships are available for The Tarpon Club with beach and marina privileges and The Golf Club with its renovated course and brand-new clubhouse. Ideally located minutes from Marco Island and downtown Naples, this home offers the very best of Florida's resort lifestyle.

Features

  • Amenities: Bike Path, Clubhouse, Dining, Fitness Center, Golf Course, Jogging Path, Pickleball, Playground, Pool, Sauna, Spa Services, Tennis Court(s), Spa/Hot Tub
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 59x188x71x187
  • Style: Contemporary
  • Year Built: 2020
  • Garage: 3-car Attached
  • Heating: Electric, Central Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Approx Sq. Feet: 2,503
  • Acreage: 0.28
  • Lot Size: 59x188x71x187
  • Est. Taxes: $23,004
  • HOA Fee: $869
  • Lot Desc: County Lot
  • View: Lake
  • Water Front: Yes
  • Pool: Gas Heat, In-Ground, Pool/Spa Combo, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator With Ice Maker, Washer, Wine Cooler
  • MLS#: 225071003
  • Website: https://www.raveis.com
    /eprop/225071003/3199cotuitlane_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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NMLS Mortgage Loan Originator ID 16953

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3199 COTUIT LANE, Naples, FL, 34114

$2,125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,700,000 $1,700,000 $1,700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $1,917 $1,917 $1,917
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,652 $10,192 $14,117
Total Monthly Payment $11,694 $12,234 $16,159

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.