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Make this charming bungalow your home base in the sleepy hamlet of Copake Falls! Set on a quiet side street, and nestled in a half acre of lovely flowering trees, shrubs and perennial gardens, this home is an outdoor lover’s dream. The home is currently set up as a primary bedroom, den, living room, kitchen, dining and an office all on one floor with a long sun room running the length of the house. There is also a large bathroom with double sinks and a half bath off of the den as well as a laundry room and storage area off of the back, all in pristine condition and with central AC for your comfort. An ample rear deck with dining area and grill as well as the cozy fire pit, bring the entertaining outdoors for the warmer months. Copake Falls is nestled at the base of the Taconic Mountains at the Bash Bish Brook and water falls on the Massachusetts/New York border. It’s been a popular tourist destination since the 1800’s, with its picturesque setting and stunning natural landscape, and was once the hub of a thriving iron works, utilizing local ore and forest resources. The Copake Iron Works Historic District, makes up a portion of the hamlet and is included in the National Register of Historic Places. Today Copake Falls has become a center for abundant outdoor recreational and cultural activities. Both Catamount and Buttermilk Ski resorts are all nearby, as is Tanglewood, Barrington Stage and the Williamstown Theater Festival. Choose from a refreshing swim in the former “Ore Pit” or hiking and biking in summer or snow-shoeing and cross-country skiing in winter. All of this is accessible through the trails in Taconic State Park and the 26 miles of the Harlem Valley Rail trail connecting, Columbia and Dutchess counties to Copake Falls from your own back yard. Additionally, ample shopping, and provisions can be had in the vibrant nearby towns of Hillsdale, Copake and Great Barrington, all within ten minutes.
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$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,882 | $2,012 | $2,701 |
| Total Monthly Payment | $2,208 | $2,338 | $3,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.