1632 HEATHER PLACE, Palm Harbor, FL, 34684 | $439,500

UPDATED and MOVE-IN Ready! Live in the Peaceful Community of Highland Lakes, but NOT be encumbered by their Rules and Regulations! This spacious 1508 sq ft. home with 2-BEDROOMS has 2 FULL BATHS (Both baths updated with NEW HIGH VANITIES, GRANITE Countertops, One with a Walk-in Tile Shower, the other has a tub, and 2 new toilets). NEW HURRICANE IMPACT WINDOWS in EVERY ROOM installed in 2025, and the Roof Wall has been retrofitted with HURRICANE CLIPS, plus this home is located in a NON-FLOOD ZONE and NON-EVACUATION ZONE at the end of a quiet Cul-de-sac! POPCORN Ceilings REMOVED and RECESSED LIGHTING INSTALLED, ALL NEW INTERIOR DOORS AND HARDWARE. Plus, enjoy a Covered SCREENED IN PORCH, a LARGE 2-Car Garage, a Front Patio with room for another screen-in porch, and to beat the Florida heat, cool off in your ABOVE-GROUND POOL (21-foot round and 4. 5 feet deep!) in your LARGE and PRIVATE BACKYARD surrounded by a White PVC FENCE! And it only gets better with MATCHING CERAMIC TILE THROUGHOUT MAIN LIVING AREAS. Your garage can remain pristine as you can store your lawn equipment in the LARGE SHED on a Concrete Pad in the Backyard, plus there's a PULL-DOWN LADDER for ATTIC access and storage. A CERAMIC BARREL TILE Roof with SOLAR PANELS reduces your electrical bill to a rough average of $30. 00 a month. The HVAC NEW 2023, with the air handler relocated to the garage for easier access and efficiency. The Water Heater is a 2021. This property DOES NOT presently belong to the Highland Lakes HOA, so you DO NOT have to be 55 to buy; therefore, you DO NOT have to pay the monthly HOA fee, BUT you CAN join if you want to - for their fantastic amenities!! Location, Location, with easy access to 2 International Airports, just 3 Miles to Dunedin Causeway and World Famous Honeymoon Island, Fred Howard with Sunset Beach, Loads of shopping and restaurants, and Zoned for the Great Palm Harbor University High School!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 72 x 97
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1973
  • Garage: 2-car Driveway, Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,508
  • Acreage: 0.28
  • Lot Size: 72 x 97
  • Est. Taxes: $4,567
  • Lot Desc: Cul-De-Sac, Sidewalk, Unincorporated
  • View: Pool
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8429919
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/TB8429919/1632heatherplace_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 5:04:54 PM)
Listing courtesy of RAGSDALE RESIDENTIAL REALTY   Phone: 727-742-3789

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1632 HEATHER PLACE, Palm Harbor, FL, 34684

$439,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,600 $351,600 $351,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $381 $381 $381
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,024 $2,106 $2,803
Total Monthly Payment $2,480 $2,562 $3,259

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.