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Presented by
Megan Morici |
Set on just over two serene acres in the Village of Lloyd Harbor, 1 Beardsley Lane is a classic Colonial that combines timeless character with modern amenities. Built in 1927, this residence offers a thoughtfully designed living space, featuring six bedrooms and four full bathrooms across three levels. A welcoming foyer opens to a formal dining room and a spacious living room with a wood-burning fireplace. At the heart of the home is a well-appointed chef’s kitchen with an oversized island, marble and stone countertops, stainless steel appliances, and a sunlit breakfast nook with views of the backyard. The kitchen flows seamlessly into a cozy den with built-in wet bar. A full bathroom, laundry room, and mudroom complete the main level. Upstairs, the expansive second level features a serene primary suite with a second fireplace, dual closets with seating area, and an en suite bath. Three additional bedrooms and a full bathroom offer flexibility to accommodate a variety of lifestyle needs. The third floor includes two more bedrooms and an additional full bathroom, ideal for guests, work-from-home setups, or creative spaces. The lower level includes a dedicated exercise room, wine cellar, media room, and additional storage space, providing both comfort and functionality. Interior highlights include radiant heated floors, custom millwork, recessed lighting, a built-in speaker system, high-speed connectivity, and more. Outside, the beautifully landscaped grounds feature mature plantings, an expansive patio, and a fenced in-ground Gunite pool with diving board. Located within the Cold Spring Harbor School District and Incorporated Lloyd harbor village with access to local amenities including camp, tennis, moorings and beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,195,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 631.721.7124
Megan.Morici@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,756,000 | $1,756,000 | $1,756,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.806% |
| Monthly Tax Payment | $3,022 | $3,022 | $3,022 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,697 | $10,387 | $14,465 |
| Total Monthly Payment | $12,844 | $13,534 | $17,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.