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Welcome to this charming residence nestled in the heart of Derby Line, Vermont. This home offers the ideal combination of comfort, functionality, and convenience. Step inside and be greeted by a spacious kitchen that serves as the centerpiece of the first floor. From there, flow seamlessly into the inviting dining area and a refined living room offering warmth and character with its beautiful fireplace, thoughtfully designed for both everyday living and entertaining. A conveniently located first-floor bedroom features private access to a ¾ bathroom, making it a versatile option for guests, family, or single-level living. Upstairs, the expansive primary bed (16’ x 14’8”) includes dual closets for ample storage space. The second floor also includes an additional bedroom and a full bathroom, providing comfort and flexibility for household needs. The lower level of the home offers laundry hookups and an abundance of space suitable for storage, a workshop, hobby area, or future finishing potential. Additional amenities include a one-bay garage and a storage shed, ensuring plenty of room for vehicles, tools, and outdoor equipment. Whether you’re commuting, traveling, or simply enjoying all that Derby Line has to offer, you’ll appreciate being within minutes of international travel, I-91, and local dining. With its practical layout, well-appointed spaces, prime setting, and long range mountain views simultaneously of USA and Canada, this property presents an exceptional opportunity.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/6/2025Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,600 | $239,600 | $239,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,398 | $1,456 | $1,942 |
| Total Monthly Payment | $1,724 | $1,782 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.