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Under Construction. Move-in ready 2025 Paytas Homes new-construction in The Reserve at Victoria, DeLand! This elegantly designed residence offers 3 bedrooms, 2 baths and approximately 1, 908 sq ft of living space on a beautifully landscaped 9, 069 sq ft homesite.
Highlights include:
Bright open layout with generous living, dining and family rooms
Kitchen with premium LX Vitera quartz countertops (waterfall edge), upgraded tile backsplash, solid-wood Wellborn cabinetry (glass-front uppers), and a high-end appliance package
Dedicated large study for home office or flex space
Sun-tunnels bringing natural light into main living areas
Front-entry 2-car (confirm 3-car? check) garage, paver driveway and upgraded wood-look flooring throughout main living areas
Master suite with luxurious bath finishes including floor-to-ceiling tile accent band and LX Vitera quartz countertops
Community amenities: resort-style pool, pickleball courts, fitness center, playground and gathering areas at The Reserve club facility
Convenient location minutes to I-4, downtown DeLand, shopping, dining and the Atlantic coast
Home is complete and available for immediate occupancy. Don’t miss this opportunity to live in a quality-built home by Paytas Homes in a premiere DeLand community.
*Broker has business affiliation with Seller.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,221 | $2,345 | $3,145 |
| Total Monthly Payment | $2,406 | $2,530 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.