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This 12. 7-acre property in Taylor County, Florida, offers a combination of residential and recreational potential along Florida’s Nature Coast. Located less than five minutes from the Keaton Beach Public Boat Ramp, this tract provides convenient access to fishing, boating, and coastal recreation while offering a private setting in a rural subdivision. The parcel sits within Deerwood at the Beaches Subdivision and is the second-largest lot in the community, providing ample space for development and use.
The property features a diverse landscape that blends timber, wetlands, and natural openings. Approximately eight acres are planted in Slash Pine, representing an ongoing timber investment with long-term value. Scattered throughout the remainder of the acreage are natural hardwoods, creating plenty of habitat diversity. About 3. 72 acres consist of scattered wetlands that attract and support a wide range of wildlife. These wetland pockets, paired with natural hardwoods and pine, offer a mix of upland and lowland terrain.
An internal trail system provides access to much of the acreage, making it practical for land management, recreational use, or future residential planning. A utility easement along the northern boundary provides access for service connections, supporting future residential development.
The location allows a landowner to enjoy rural privacy while remaining close to coastal amenities. Steinhatchee, a well-known fishing and scalloping destination, is approximately 25 minutes away via Scenic Beach Road. Perry, the county seat of Taylor County, is about 23 miles inland and offers groceries, supplies, schools, and services. Live Oak and Madison are within an hour’s drive, with Tallahassee approximately 75 miles to the northwest, providing access to a larger metropolitan area.
The surrounding region is part of Florida’s Big Bend and Nature Coast, known for its natural resources, public lands, and outdoor opportunities. Public access points for fishing and boating are close by at Keaton Beach, while hunting and hiking areas can be found throughout the county. The property’s combination of planted pines, hardwood areas, wetlands, and open ground provides opportunities for wildlife viewing, recreation, or family use.
For those seeking land that supports both residential and recreational uses, this Taylor County tract offers space, diversity, and proximity to coastal and inland destinations. Whether managed as timberland, developed into a homestead, or maintained as a recreational retreat, the acreage provides a foundation for multiple uses in a well-located part of North Florida.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $904 | $967 | $1,290 |
| Total Monthly Payment | $979 | $1,042 | $1,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.