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Presented by
Tammy Cruickshank |
Under contract-accepting backup offers. Indulge in the luxurious waterfront lifestyle that you’ve always coveted—without breaking the bank! Set in the heart of Belleair Bluffs, this exquisitely renovated 1-bedroom condo (plus a den with an optional Murphy bed) boasts an unparalleled vantage point from the 4th floor of the coveted Harbour Club C building. From the moment you step inside, you’ll be captivated by sweeping views of the Intracoastal Waterway and the twinkling lights of Sand Key at night through full-width windows that frame the sparkling Bay. At 1, 050 sq. ft. , the open floor plan has been masterfully designed to maximize living space while maintaining a seamless connection to the outdoors. The gourmet kitchen showcases sleek white cabinetry, granite countertops, stainless steel appliances, and barstool seating—perfect for entertaining. The primary suite offers a peaceful retreat with an oversized walk-in closet and a beautifully updated en-suite bathroom. A second bathroom, coastal-inspired with a custom vanity and tilework, ensures convenience for both residents and guests. A private washer and dryer further elevate the comfort and practicality of this incredible home. What makes this property truly exceptional is its exclusive Harbour Club C location—the only building in the community that is not 55+, directly on the water, and featuring garages. Owners enjoy the flexibility of rentals every other year (no VRBO allowed), and visitors can stay even when the owner is away. Harbour Club C has completed major assessments, a reserve study, and a milestone inspection, with fully funded reserves keeping HOA fees reasonable. Recent upgrades include a brand-new roof (2024), new hallway carpets (2023), building repainting, electrical transformer, security cameras, elevator refresh with A/C, and lobby updates—plus reduced insurance premiums thanks to proactive improvements. Spanning 5+ acres, the Harbour Club Community offers resort-style amenities: a heated pool, shuffleboard, BBQ grills, picnic areas, fishing dock, kayak access from the adjoining beach, and the joy of dolphin sightings and sunsets over the Bay. Just minutes from world-class Gulf beaches, boutique shopping, golf, cultural venues, and dining, this home truly delivers the best of Florida living. Whether you’re savoring the view from your living room or catching a sunset off the community pier, this is the lifestyle you’ve dreamed of—wrapped in thoughtful renovations and a fiscally well-managed community. Don’t miss this rare opportunity—schedule your showing today and start living your best waterfront life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
Sales Associate
William Raveis Real Estate
Phone: 781.775.4098
Tammy.Cruickshank@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,677 | $2,233 |
| Total Monthly Payment | $2,095 | $2,160 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.