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Under contract-accepting backup offers. PRICED BELOW APPRAISED VALUE. Experience relaxed living in the exclusive gated 55+ lake community of Royal Harbor! This well-maintained, move-in ready 3-bedroom, 2-bathroom home is nestled on a serene greenbelt lot with NO REAR neighbors! Step inside to an open floor plan where the living room flows into the Florida room through expansive sliding glass doors. The Florida room is surrounded by windows, creating a bright and airy space perfect for year-round enjoyment. The open, sunlit kitchen features a cozy breakfast nook and bar seating. The spacious primary suite has a large walk-in closet and an en-suite bathroom complete with dual sinks, a garden tub, separate shower with glass enclosure, and plenty of natural light. Two additional bedrooms are thoughtfully separated from the primary suite for privacy, sharing a full guest bathroom with a tub/shower combo. An indoor laundry room adds everyday convenience, located just off the 2-car garage that includes a screened enclosure, perfect for airflow and socializing. Outside, the backyard has new sod, an updated sprinkler system, and plenty of space and privacy for a lush garden or a sitting area. Recent Updates to Note: 2020 Roof, 2023 HVAC System, 2025 Surge protector, 2025 Rear Sod and updated Sprinklers, 2025 Dishwasher. There is something for everyone at Royal Harbor! Come and enjoy the heated pool and spa, a variety of clubs and organized activities, courts for bocce, shuffleboard, and tennis, as well as a serene community dock and fishing pier. Take advantage of scenic hiking and biking trails and appreciate stunning sunsets at the community’s iconic Lighthouse. Additionally, secure storage facilities are available for both RVs and boats which IS INCLUDED IN THE MONTHLY HOA FEE. Don’t wait! Make your appointment to view today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,600 | $255,600 | $255,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,532 | $1,595 | $2,105 |
| Total Monthly Payment | $1,751 | $1,814 | $2,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.